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SAMPLE REPORTS:
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Why DebtXplained? demonstrates our  subscriber benefits.

Non-Subscribers can buy individual reports.

About Us :: Why DXP?

Why does the market need DebtXplained?
Any decision involving the advance of credit to a borrower has many elements. The most obvious is the ability of that borrower to pay interest and repay principal in due course. DebtXplained is not concerned with credit analysis. We focus on the number of other complex issues which are woefully under-addressed but are equally significant to the risk involved in any investment. These include: The terms on which credit is advanced; Possible sources of credit support (and possible limitations!); Location or local law issues; Rights of other (senior) creditors; And the restrictions (controls) placed on the borrowers.
 
These issues are sometimes mentioned in an Offering Memorandum (“OM”) executive summary; and then are set out in considerable detail in sections of the OM (where it may be hoped they will remain unread!). DebtXplained brings them together in a standardized, easy-to-read format so subscribers can understand the issues and decide on whether more diligence is required. The reports are similar to a road map: A “traffic light” (red/amber/green) rating system highlights an issues of concern and click throughs to the relevant sections of the OM make further investigation easy.

The purpose of DebtXplained is therefore to provide essential information to investors and advisors to increase the level of diligence and confidence that guides their choices in the market.

Why do I need DebtXplained? 
When did you last read a five hundred page OM? Searching through for key elements? Worrying about the deal structure? Guarantees/security? Extent of prior ranking debt? Standard covenants? Change of Control definitions?

DebtXplained facilitates informed investment decisions while removing the burden of research from the investor or advisor. Content is extracted into a simple standard format offering key benefits:
  • Time saving
  • Expert analysis 
  • Compilation of all core issues  
  • Quick and easy deal comparison
  • Exceptional documentary diligence 
  • Easy content navigation 
  • Traffic light rating system 
  • Full market coverage
What issues does DebtXplained cover? How is it different to an OM Executive Summary?
Any decision involving the advance of credit to a borrower has many elements. DXP supplies the detail on the structure and key provisions leaving potential investors to focus on the credit.
 
DebtXplained offers the investor or advisor the same high level of diligence for every deal considered providing a clear market advantage and promoting responsible investment.

The reports provide:
  • The terms on which credit is advanced.
  • Identifying possible sources of credit support (and possible limitations!).
  • Location (local law) issues.
  • Rights of other (senior) creditors and.
  • The restrictions (controls) placed on the borrowers.
Should I be going to a Law firm?
DebtXplained was conceived by Lawyers and the reports are all written by legal professionals but is intended as a different resource from standard legal advice: Any reputable law firm should be able to supply an analysis of an OM. DXP is not just about the analysis of single deals but rather about continuing professional diligence, responsibility and improved understanding of the market as a whole.

Distinguishing benefits for members include:
  • Frequent uploads of new reports as issuance comes to market.
  • A standardised format and metric system for easy understanding and comparison.
  • Traffic light ratings for important details.
  • A search function for similar/ past issuance.
  • The DXP comparison database for quick analysis of key metrics.
  • Click though functionality from reports to the relevant part of the OM.
  • Q+A Tabular multi-deal comparison.
  • Key points review table for each issue analysed.
PLUS -  Significant cost savings: Leading law firms charge around £10,000 to produce a deal analysis without any of the features above. Compare this to an annual subscription giving access to multiple past reports and new issues and you can see how a DXP subscription provides substantial, continuing value.


Who is behind DebtXplained?
DebtXplained was founded by Stephen Mostyn-Williams who has been in the leverage finance industry (primarily as a lawyer) for over twenty years. Stephen was co-founder of the EHYA. He is well known in the leveraged finance industry and advises many investors in private debt (par, stressed and distressed). These clients convinced him of the need for a product such as DebtXplained in the public leveraged debt markets. DebtXplained has raised capital from a group of private individuals. The business plan for DXP is fully funded.

What is the source material of the reports? Can I access the Offering Memorandum?
DXP reports are complied from information in the Offering Memorandum. This is a public document available to all investors. DebtXplained offers a free online store of OM’s for Gold members of the community for quick and easy reference.

Is DebtXplained like debtwire or LCD?
No it’s totally different. No gossip; no auction talk; no press release reproduction; no private information. DXP Reports contain information drawn from the public document issued to potential investors and benchmark it to market. DebtXplained is not a live information resource. It is a community reference database for in-depth diligence and analysis.

Why not rely on investment bank research?
Investment bank research sometimes provides a structure chart and basic information about a bond issue but is more focused on the underlying business. DXP is focused on the deal structure, terms and covenants and how they could affect investors. DXP information is deeper and is a matter of continuing diligence. DebtXplained adds click through functionality to relevant item in the OMs, storage capacity, traffic light rating and a key points table for deals. Furthermore, will all reports stored on the site, subscribers can search and compare reports written in a standardized format giving them an understanding of the market as a whole rather than a single issue.
Latest Reports:

Gold Reports Cover:
  • Listing Jurisdiction and Implications
  • Seniority of Notes and Implications
  • Security/ Shared with other debt?
  • Redemption Clauses
  • Events of Default/Cross Default Provisions
  • Waivers and Amendments
  • Intercreditor Agreements
  • Triggers for restricted payments
  • Acceleration Voting/Instruction voting
  • Guarantees/Credit Support
  • Change of Control
  • Special Provisions
  • And all other key issues...
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